Commercial Specialty: Built for Complex Risks and Custom Programs

Expert Insured is purpose-built for MGAs and wholesalers writing non-standard and high-complexity risks—such as contractor GL, excess liability, habitational property, and niche E&S programs. Its flexible data models allow custom workflows, rating, and forms for almost any specialty line.

The platform supports E&S placement out of the box—tracking stamping fees, generating affidavits, managing surplus lines forms, and supporting binder issuance before full underwriting clearance.

Yes. You can fully customize rating logic, class code mappings, minimum premiums, underwriting restrictions, and referral triggers without writing code.

You can auto-generate binders, quotes, policy packets, supplemental forms, and manuscript endorsements—mapped to your carrier, LOB, or risk type. Everything is templated and version-controlled.

Absolutely. The system can handle quota share, excess towers, and participation from multiple carriers on a single risk—ideal for complex commercial specialty placements.