Transportation: Purpose-Built for Fleets and Commercial Auto

VIN Decoding

Automatically decode VINs to populate vehicle specs, reducing manual entry.

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Driver & Vehicle Schedules

Upload and manage vehicle/driver lists from Excel or direct entry. Track history and endorsements.

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Radius & Route Data

Capture custom fields like radius of operation, route maps, or fleet type.

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Rating by Unit or Fleet

Rate per-vehicle or based on fleet-level factors (e.g., safety score, loss history).

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Quote Packet Generation

Produce full quote packets per vehicle or per fleet, with cover letters and schedule exports.

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Supported Lines of Business

Commercial Auto

Business Auto

Trucking (For Hire / Fleet / Owner Operator)

Motor Truck Cargo

Non-Emergency Medical Transport (NEMT)

Hired & Non-Owned Auto (HNOA)

Physical Damage

Garagekeepers / Garage Liability

Towing and Roadside Assistance

Frequently Asked Questions

Expert Insured handles commercial auto programs across local delivery, long-haul trucking, hired/non-owned auto, and specialty classes like NEMT or towing. It supports VIN-level rating, driver schedules, fleet submissions, and real-time quote automation.

Yes. Users can upload CSV files with VINs, drivers, and coverage data, or integrate with external systems to pull from ELDs, DOT records, or telematics providers.

The platform includes built-in integrations for DOT lookups, operating authority checks, and automatic flagging of safety score issues at the point of quote.

ID cards, certificates of insurance, driver lists, and fleet policy schedules are auto-generated and can be batch issued, shared securely, or attached to a renewal file.

You can build logic to refer quotes based on radius of operation, cargo type, DOT score, garaging location, or loss history—giving you fine-grained control over risk appetite.