Overview
Policy Issuance in Expert Insured converts approved quotes into bound, compliant policies with complete documents, numbers, terms, and versioning. The process is controlled, auditable, and fast, so teams can reduce rework and avoid coverage gaps.
As part of Policy Management, issuance aligns with your underwriting rules, authority limits, and document standards across MGAs, MGUs, wholesalers, and carriers. Expert Insured operates as an insurance management system with end-to-end governance from submission through renewals.
Why it Matters
- Shorter time to bind and issue, reducing broker and insured turnaround.
- Lower E&O exposure with authority validation, required forms checks, and audit trails.
- Consistent, compliant documents across programs and carriers.
- Accurate data handoff to downstream operations, including endorsements and cancellations.
Who it is For
- MGAs, MGUs, program administrators, wholesalers, and carrier policy teams looking for a scalable issuance process. See MGAs, MGUs, and Program Administrators, Wholesalers, and Carriers.
- Commercial and personal lines such as Commercial Specialty, Transportation, Workers Compensation, and Personal Lines.
- Underwriting, policy admin, and operations teams standardizing policy documents and controls.
How it Works
- Quote-to-bind handoff with rule checks from Creating and Requesting Quotes and Quote and Binder Generation.
- Automated policy numbering, effective dates, and term configuration with version control aligned to the Policy Lifecycle Overview.
- Forms selection and assembly using carrier, jurisdiction, and class of business logic, then stored in the Centralized Document Repository.
- Dec page, schedules, and endorsements package creation with consistent filing names and metadata via Document Tagging and Search.
- Authority and compliance validation gates before issue, including mandatory notices referenced in Endorsements, Notices, Cancellations, and Reinstatements.
- Automatic document association back to the policy record using Automatic Policy Association within Document Management.
- Renewal seeding and policy term cloning to streamline next term setup from New Business and Renewals.
Why Expert Insured is Best for Policy Issuance
Expert Insured unifies quoting, binding, and issuance in one agency management system, eliminating manual re-entry and mismatched forms. Configurable rules enforce authority, required attachments, and state notices, while document automation ensures clean, consistent packages every time. Because issuance runs inside our insurance operations platform, your teams get full auditability, granular permissions, and reliable data continuity across endorsements, cancellations, and renewals.