Purpose-Built Workflows for Business Auto

VIN Decoding

Automatically decode VINs to populate vehicle specs, reducing manual entry.

Upload and manage vehicle/driver lists from Excel or direct entry. Track history and endorsements.

Capture custom fields like radius of operation, route maps, or fleet type.

Rate per-vehicle or based on fleet-level factors (e.g., safety score, loss history).

Produce full quote packets per vehicle or per fleet, with cover letters and schedule exports.

Supported Lines of Business

You can apply vehicle-level, driver-level, and cargo-specific rules to customize underwriting for Business Auto programs.

Yes. Expert Insured can generate MCS-90, BMC-91X, ID cards, and required filings for Business Auto policies.

Absolutely. VINs, garaging ZIPs, driver data, and coverage schedules can be uploaded and updated for Business Auto.

The system includes DOT lookups, safety scoring logic, and underwriting flags for Business Auto submissions.

COIs, dec pages, driver rosters, and loss control summaries are generated based on your Business Auto workflow.