Purpose-Built Workflows for Garagekeepers / Garage Liability

VIN Decoding

Automatically decode VINs to populate vehicle specs, reducing manual entry.

Upload and manage vehicle/driver lists from Excel or direct entry. Track history and endorsements.

Capture custom fields like radius of operation, route maps, or fleet type.

Rate per-vehicle or based on fleet-level factors (e.g., safety score, loss history).

Produce full quote packets per vehicle or per fleet, with cover letters and schedule exports.

Supported Lines of Business

You can apply vehicle-level, driver-level, and cargo-specific rules to customize underwriting for Garagekeepers / Garage Liability programs.

Yes. Expert Insured can generate MCS-90, BMC-91X, ID cards, and required filings for Garagekeepers / Garage Liability policies.

Absolutely. VINs, garaging ZIPs, driver data, and coverage schedules can be uploaded and updated for Garagekeepers / Garage Liability.

The system includes DOT lookups, safety scoring logic, and underwriting flags for Garagekeepers / Garage Liability submissions.

COIs, dec pages, driver rosters, and loss control summaries are generated based on your Garagekeepers / Garage Liability workflow.