Expert Insured joins the Selectsys Family of Solutions for MGAs, MGUs, Wholesalers, and Carriers Read the Press Release

Overview

Excel Rater Integration lets you ingest carrier and program Excel workbooks, map them to your product data, and run rating inside Expert Insured. It preserves your existing raters while centralizing validation, version control, and auditability within Integrated Rating and Carrier Integration.

For MGAs, MGUs, wholesalers, and carriers, this capability reduces rekeying, speeds quotes, and provides governed change management. It lives alongside your agency management system workflows and scales with your broader insurance operations platform strategy.

Why it Matters

  • Preserve approved Excel raters while you migrate to APIs or native rating, avoiding disruption to in-force programs.
  • Eliminate swivel-chair rekeying by mapping a single data set across multiple raters and carriers.
  • Strengthen compliance with version control, audit trails, and underwriting validations before rating runs.
  • Capture inputs and results for analytics and downstream policy, billing, and reporting.

Who it is For

How it Works

  • Upload approved Excel workbooks and map fields to product, risk, and exposure data in a unified schema.
  • Configure input validation and eligibility checks using built-in underwriting rule enforcement, then run rating with clean, complete data. See UW Rule Enforcement.
  • Maintain versioned raters with approvals, effective dates, and regression tests to prevent unintended premium changes.
  • Translate workbook logic incrementally into our native model for maintainability and speed using the Native Generic Rater.
  • Combine spreadsheet-derived results with ISO factors and program overrides. Use ISO Rating Support and Overrides.
  • Trigger multi-market quotes and downstream submissions via carrier API integrations using the same mapped data.
  • Move from quote to bind and policy issuance without rekeying, with outputs flowing to Creating and Requesting Quotes and full Policy Management.

Why Expert Insured is Best for Excel Rater Integration

Expert Insured unifies spreadsheet raters with governed data, rules, and lifecycle execution in one insurance management system. Our mapping engine, versioning, and test harness reduce operational risk while offering a clear migration path from Excel to APIs and native rating. Because Excel outputs flow directly into submissions, quoting, and issuance, you get consistent controls and auditability across the entire policy lifecycle without duplicating work.

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Frequently Asked Questions

We support modern .xlsx workbooks and structured templates that avoid external links or unstable macros. During onboarding we define required tabs, named ranges, and inputs so rating runs consistently and can be regression tested before production use.

Each workbook is versioned with effective dates, approvers, and release notes. You can run side-by-side comparisons, execute regression tests, and roll back if needed so rate or rule changes do not introduce unintended premium shifts.

Yes. You can run Excel-based calculations, then progressively migrate logic to the Native Generic Rater or call out to carriers via carrier API integrations using the same mapped data.

You can configure eligibility checks, referrals, and hard stops with UW Rule Enforcement. Rules validate inputs prior to rating, prevent bad data from reaching the workbook, and drive consistent decisions.

Yes. You can apply ISO factors and program deviations using ISO Rating Support and Overrides, then combine results with workbook outputs to produce final premiums.

Outputs feed directly into quoting and bind workflows, including submissions and quote documents in Creating and Requesting Quotes and issuance within Policy Management.

Yes. A single mapped data set can power multiple Excel raters and API quotes in parallel using carrier API integrations, giving underwriters one place to compare results.

All rating runs are logged with input snapshots, workbook version, user, and timestamps. Approvals, overrides, and referrals are captured for audit and compliance, with visibility across new business and renewals in the broader lifecycle. See Policy Lifecycle Overview.